"Unfortunately, I have misplaced this necklace. It will probably show up as soon as I return the cre ... " (more)dits, but I didn't want to keep buyer waiting."
"So sorry this turned out this way. I did post on the Update to my auction that the auction was clos ... " (more)ed. I wish you would have read that. Nonetheless, you certainly are entitled to your credits back. Best wishes and peace. :-)"