"I'm so sorry. i will agree to refund your credits,how ever i will still send you the games.my b ... " (more)ank screwed up and dep. my money into a nonexisting acct. and they sent my check back to the Dept. of Treasury this morning.i am very ***** at my bank and i cant be mad at you.you have waited patiently and i haven't been able to get to the p.o. so very my fault. you were very patient and kind. as i said, i will send you the games for free.Sincerely,Cathandra Stephenson"