You could lose your credits if it isn't in the description and the buyer thinks they are getting all of them they could file a dispute and the decision would be up to Listia.
listia mods don't care about title... only description, update and answer to questions. i challenge someone who had a title saying full little mermaid code with offers. the picture was of the one with a digital copy. entered it, and it was a code for just the points and lithograph. mod said it was my responsibility to ask what i was bidding on, and closed it out.