not sure where you are getting your numbers from but, the people who have been on for years all say the same thing. 1000 credits is equal to $1.00 that means that the 12,550 that she has as a Gin is only $12.55 if it was converted to cash. so she is only asking for $2.55 over the cost of the card. That and it is rude to question someones price that they have set up. If you don't like there Gin the solution is to move n and look at a different auction. Have a great day!